Peabody Municipal Federal Credit Union

 

 

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"This credit union is federally insured by the National Credit Union Administration”

"Equal Housing Lender”  “We do business in accordance with the federal fair lending laws.”

 

 

 
 

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Great Loan Rates!

Calculate and compare loan rates!

Effective January 1, 2007

Type of Loan Rate Max Term Max Amount
       
Signature Loan 10.50% 1 year $10,000-$15,000*
11.50% 2 years $10,000-$15,000*
12.50% 3 years $10,000-$15,000*
13.50% 4 years $10,000-$15,000*
14.00% 5 years $10,000-$15,000*
       
Credit Card Consolidation 9.90% 2 years $10,000-$15,000*
  10.90% 3 years $10,000 -$15,000*
 * For "A" and "B" credit only
       
Share Secured 5.50% min. $25/1000 monthly payment 95% of Share Balance
Deduct 0.50% for any loan which is repaid via automatic payroll deposit and deduction. 
       
Newer Cars & Trucks

2005-2007

5.50% 2 years 100% of book value to max of sales price
6.00% 3 years
6.50% 4 years
7.00% 5 years
7.50% 6 years
Deduct 1.00% if the vehicle is new and has NOT been previously registered.  Take an additional 0.50% off the rate listed if the loan is repaid via automatic payroll deposit and deduction
 
Used Car & Trucks 

2001 - 2004

5.75% 2 years 80% of book value
6.50% 3 years
7.25% 4 years
8.00% 5 years
Deduct 0.50% for any loan that is repaid via automatic payroll deposit and deduction.
 
Older Used Cars & Trucks

1997-2000

7.25% 2 years 70% of book value
8.25% 3 years
9.25% 4 years
Deduct 0.50% for any loan that is repaid via automatic payroll deposit and deduction.  

 

Credit Rating Discounts on ANY Loan product -

"A" = 1.00%  "B" = .50%.

 

 

Peabody Municipal Federal Credit Union ©2003